General Liability
Protection for third-party bodily injury, property damage and covered operations.
FLORIDA CONTRACTOR INSURANCE
Your trade matters.
Your insurance market does too.
Contractors are not all the same risk. Coast & Marsh works with standard and specialty insurance markets to help Florida contractors pursue coverage that fits the work they actually perform.
Florida-focusedSpecialty-market accessHuman review
TRADES WE WORK WITH
Built around the work you actually do.
A roofer, electrician, plumber and commercial general contractor can have very different exposures. We organize the submission around your actual operations instead of treating “contractor” as one class.
01General Contractors
02Building & Residential
03Electrical
04HVAC & Mechanical
05Plumbing
06Roofing
07Painting
08Flooring & Tile
09Carpentry & Framing
10Specialty Trades
WHY MARKET ACCESS MATTERS
The right question isn't just “Do I have insurance?”
It is whether your carrier understands your trade, whether the policy reflects the work you perform, and whether the price is competitive for that risk.
Coast & Marsh can access standard and specialty-market partners for construction risks. We help prepare the underwriting story and pursue markets appropriate for the account.
COVERAGE CONVERSATION
Common contractor coverages.
Workers’ Compensation
Coverage for employee work-related injuries, subject to Florida requirements and carrier underwriting.
Commercial Auto
Coverage for owned business vehicles and eligible contractor auto exposures.
Tools & Equipment
Inland marine options can help protect mobile tools and equipment used away from your premises.
Umbrella / Excess
Additional liability limits for contracts, larger projects and higher-severity exposures.
Builders Risk
Property coverage options for eligible buildings and projects while construction is underway.
Coverage needs, availability and eligibility vary by contractor, operations, project mix and carrier. This page is general information, not a quote or coverage determination.
START WITH YOUR RENEWAL
Have a renewal coming up?
You do not need to complete a long application to start. Send us the basics and we'll determine the next useful step.
A useful first conversation
- Your trade and the work you perform
- Residential, commercial or both
- Annual revenue and payroll
- Employees and subcontractor use
- Current carrier and approximate premium
- Your renewal date